Strong Growth in Advances
Deposit Base Expands Steadily
CASA & Time Deposits See Positive Momentum
HDFC Bank reported steady growth for the September 2025 quarter. Average advances under management stood at Rs. 27,946 billion, marking a 9% year-on-year increase from Rs. 25,639 billion in September 2024, and 1.9% higher than Rs. 27,423 billion in June 2025.
The Bank’s period-end advances reached Rs. 28,690 billion, up 8.9% YoY and 3.1% QoQ. Gross advances were Rs. 27,690 billion, reflecting a robust 9.9% annual growth.
On the deposits front, the Bank’s average deposits rose to Rs. 27,105 billion, a 15.1% increase compared to Rs. 23,540 billion in September 2024, and 2% higher than the June 2025 quarter. Average CASA deposits reached Rs. 8,770 billion (up 8.5% YoY), while average time deposits stood at Rs. 18,335 billion (up 18.6% YoY).
As of September 30, 2025, total deposits were Rs. 28,015 billion, 12.1% higher than the previous year. CASA deposits closed at Rs. 9,490 billion (7.4% YoY growth), while time deposits increased to Rs. 18,525 billion (14.6% YoY growth).
| Key Figures (Rs. Billion) | 30-Sep-24 | 30-Jun-25 | 30-Sep-25 | QoQ | YoY |
|---|---|---|---|---|---|
| Advances under management – Average | 25,639 | 27,423 | 27,946 | +1.9% | +9.0% |
| Advances under management – Period End | 26,334 | 27,820 | 28,690 | +3.1% | +8.9% |
| Gross Advances – Period End | 25,190 | 26,532 | 27,690 | +4.4% | +9.9% |
| Deposits – Average | 23,540 | 26,576 | 27,105 | +2.0% | +15.1% |
| CASA Deposits – Average | 8,084 | 8,604 | 8,770 | +1.9% | +8.5% |
| Time Deposits – Average | 15,456 | 17,972 | 18,335 | +2.0% | +18.6% |
| Deposits – Period End | 25,001 | 27,641 | 28,015 | +1.4% | +12.1% |
| CASA Deposits – Period End | 8,836 | 9,370 | 9,490 | +1.3% | +7.4% |
| Time Deposits – Period End | 16,165 | 18,271 | 18,525 | +1.4% | +14.6% |
Disclaimer: The information presented above is based on the official filing made by HDFC Bank Limited to the stock exchanges on October 4, 2025. This article is intended solely for informational purposes and should not be construed as financial advice. Readers are advised to rely on official financial statements and consult with certified professionals before making any investment or financial decisions. The author/publisher assumes no responsibility for any actions taken based on this content.
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