Category: Regulatory
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RBI Introduces Weekly Credit Reporting Rules: Faster CIBIL Updates & Quick EMI Reflections from April 2026
The Reserve Bank of India (RBI) has proposed a major enhancement for India’s credit ecosystem, issuing draft guidelines mandating weekly updates of credit information by all Credit Information Companies (CICs), easing the loan-sanction process and ensures quicker reflection of Equated Monthly Instalment (EMI) in credit databases. Earlier, credit scores were updated on a fortnightly or…
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India’s Banks Shift to Secured .bank.in Domain to Combat Digital Fraud
India’s largest banks have moved swiftly to adopt a new, government-mandated digital identity, retiring decades-old web domains in favor of a single, secured address. Now, regulators are preparing to push the rest of the financial sector into a similar transformation—one they say is necessary to contain fraud in an era of rapidly expanding digital payments.…
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RBI announces auction of Rs 28,000 crore government securities
The Reserve Bank of India (RBI) will auction two Government of India securities worth Rs 28,000 crore on October 10, 2025. The re-issues include 6.68% GS 2040 for Rs 16,000 crore and 6.90% GS 2065 for Rs 12,000 crore, with settlement on October 13.
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RBI Drafts New Rules on AIFI Lending to Related Parties from April 2026
The RBI has released a draft framework tightening norms for All India Financial Institutions (AIFIs) on lending to related parties. The proposal mandates board-led policies, recusal in conflict cases, semi-annual reporting to RBI, auditor scrutiny, and strict disclosure of top exposures. Non-compliance may invite penalties, provisioning, and restrictions, aligning Indian norms with stronger global standards.
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RBI Fines Multiple Banks and NBFCs for Regulatory Non-Compliance
The Reserve Bank of India (RBI) has imposed monetary penalties on several cooperative banks, American Express, and HDB Financial Services for lapses in compliance. Penalties, ranging from Rs. 1 lakh to Rs. 31.80 lakh, were imposed for violations related to KYC, exposure norms, statutory returns, card conduct, and customer protection rules.
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SEBI Plans Regulatory Oversight for Family Offices to Enhance Transparency
SEBI is considering bringing family offices under its regulatory supervision, potentially requiring disclosures on legal structures, assets, and investment returns. The move aims to increase transparency, reduce insider trading risks, and align India’s framework with global practices followed in Singapore and Hong Kong.
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RBI Bank Lending Survey Q2 FY26: Loan Demand Rises, Credit Conditions Ease
The RBI’s 33rd Bank Lending Survey shows rising loan demand across agriculture, manufacturing, services, and infrastructure in Q2 FY26, with optimism continuing into FY27. Banks also expect further easing of lending conditions, supporting broad-based credit growth.
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IRDAI Issues Fraud Alert on Fake Website Collecting Premiums
The Insurance Regulatory and Development Authority of India (IRDAI) has warned policyholders about a fake website, policyholdergov.org, that mimics its official portal to collect premiums and steal personal data. IRDAI clarified that its genuine site, policyholder.gov.in, provides only consumer awareness information and never facilitates payments.
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SEBI launches @valid UPI and SEBI Check, how will investors benefit from this?
SEBI launched the @valid UPI Handle and SEBI Check tools, which will help investors make secure payments and identify SEBI-registered institutions. Focus on fraud prevention. New Delhi. Indian stock market regulator SEBI on Wednesday launched two new features to secure investor payments and prevent fraud by unregistered entities. The first feature is the @valid UPI…
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RBI Eases Export-Import Rules: Small Transactions Up to ₹10 Lakh Can Be Closed with Self-Declaration
The Reserve Bank of India has simplified compliance for exporters and importers by allowing entries up to ₹10 lakh in EDPMS and IDPMS to be closed on the basis of self-declaration. Banks have also been directed not to levy penal charges on delays, reducing burden for small businesses.