Category: Personal Finance
-
PFRDA Launches New Website Under PFRDA CONNECT to Enhance Digital Engagement
The Pension Fund Regulatory and Development Authority (PFRDA) has launched its modernized website under the PFRDA CONNECT initiative. The new website was inaugurated by Shri S. Ramann, Chairperson, PFRDA, in New Delhi on August 4, 2025. This transformative digital milestone aligns with PFRDA’s vision of promoting transparency, efficiency, and accessibility in pension sector governance through…
-
Fractional Real Estate Investment in India: How It Works and Current Status
Fractional real estate investment is transforming the way Indians invest in property. It allows individuals to co-own high-value properties by pooling resources, making real estate accessible to a larger group of investors without spending crores. What is Fractional Real Estate Investment? In fractional ownership, multiple investors collectively purchase a property, usually through a Special Purpose…
-
Car Loan Eligibility Calculator
Car Loan Eligibility Calculator Car Loan Eligibility Calculator Customer Name Loan Amount Required (Rs.) Loan Period (Years) Applicant Date of Birth CIBIL Score Do you have a Co-applicant? Yes Co-applicant Date of Birth Employment Type Salaried Business Latest 3 Months Gross Salary (Rs.) Latest Month Deductions (Rs.) Last 2 Years ITR Income (Rs.) Latest Year…
-
If You Had Invested ₹1 in Bitcoin in 2010, It Would Be Worth Over ₹1 Crore Today!
Mumbai, July 21, 2025 — In what stands as one of the most astonishing financial stories of the century, Bitcoin—the world’s first and most popular cryptocurrency—has turned early believers into multi-millionaires. If an Indian investor had invested just ₹1 in Bitcoin back in 2010, that investment could now be worth over ₹1 crore as of…
-
Understanding CIBIL Score: Everything You Need to Know
Your CIBIL score is more than just a number – it’s a snapshot of your creditworthiness that can determine your financial future. Whether you’re applying for a personal loan, a home loan, or even a credit card, banks and financial institutions look at your CIBIL score before making a decision. What is a CIBIL Score?…
-
Credit Cards: Smart Use, Debt Traps & How to Escape Them
A credit card is a payment tool that allows you to borrow money from a bank or financial institution up to a certain limit. You’re expected to repay it on or before the due date. If not, interest is charged, usually between 30%–45% annually. ✅ How to Use a Credit Card the Right Way Using…
-
“Travel Smart: 10 Cheapest Countries Indians Can Visit with Easy Visas”
Are you dreaming of traveling the world without breaking the bank? Great news—there are several countries where Indian travelers can explore rich culture, stunning landscapes, and delicious cuisine, all on a modest budget and with hassle-free visa requirements. Here’s a list of 10 international destinations perfect for Indian tourists looking for low-cost adventures and easy…
-
Gen Z’s Great Career Shift: From Classrooms to Content Creation
In a world where “likes,” “follows,” and “shares” are the new currency, a growing number of Gen Z individuals are abandoning traditional career paths—even dropping out of college—to pursue life as full-time content creators. But what’s fueling this massive shift, and what does it mean for the future of work, stability, and financial independence? The…
-
Love & Money: Smart Financial Moves for Young Couples
Money and relationships—two of the biggest factors that shape our lives. When you’re young and in love, it’s easy to prioritize romance over rupees. But ignoring financial compatibility can lead to stress, miscommunication, and even conflict. Whether you’re newly married, planning to move in together, or just thinking about long-term commitment, getting on the same…