Category: Personal Finance

Several major economic regulations are set to change in early December, which could directly impact your finances. Updates related to pensions, taxes, LPG, and ATF will be implemented, while some important tasks will need to be completed by November 30th. It’s beneficial to prepare ahead of time. New financial rules from 1 December: The beginning…

Google Pay: The Google Pay app offers many features beyond payments. One of these features allows you to change your UPI PIN without a debit card. If you’ve forgotten your UPI account PIN, we’ll explain how you can change it without a debit card. Google Pay: Online payments have become quite common these days. People…

8th Pay Commission: A major controversy has erupted over the 8th Pay Commissions Terms of Reference (ToR). Several employee organizations and trade unions affiliated with the central government have alleged that the government has excluded approximately 6.9 million pensioners from the scope of the new Pay Commission. 8th Pay Commission: A major controversy has erupted…

Post Office RD Scheme: You know, saving money isn’t always about how much you earn it’s about how regularly you save. The Post Office RD Scheme is perfect for people who want steady growth without any risk. It’s safe, government-backed, and gives you fixed returns no matter what’s happening in the market. Now, here’s something…

Personal Loan: You know how life works, right? One day everything’s fine, and the next day some big expense just pops up. Maybe it’s your sister’s wedding, maybe you want to redo your house, or maybe you’ve got some medical bills waiting. That’s when a personal loan comes in handy quick simple and no need…

Confused between floating and fixed rate loans? With RBI’s new guidelines on rate resets, banks must now offer clearer options to borrowers. This article explains how floating and fixed loans work, their pros and cons, RBI’s latest rules, and tips on choosing the right loan for your needs.

Need extra money after taking a home loan? A top-up loan could be your best choice. With lower interest rates and longer tenure compared to personal loans, it reduces EMI stress and saves on overall cost. Here’s a detailed comparison of how top-up loans stack up against personal loans

Struggling with EMIs due to job loss, business slowdown, or emergencies? Loan restructuring in 2025 lets banks reduce your EMI, extend tenure, or give a moratorium to ease repayment pressure. Here’s how it works, with examples and real-life insights.

Confused between a personal loan and a gold loan? Here’s a detailed comparison of both options, including interest rates across top public and private sector banks, repayment flexibility, and overall suitability.

Gold prices soared to a fresh all-time high of $3,977 per ounce on Tuesday, driven by political turmoil, U.S. shutdown worries, and strong central bank buying. Analysts from Goldman Sachs now forecast gold could hit $4,900 by year-end, as investors flock to the precious metal amid uncertainty.