Author: admin@thebankingtimes.in
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Understanding Original Applications (OA) Before DRT: A Banker’s Guide
An Original Application (OA) is the main recovery suit a bank files before the Debt Recovery Tribunal (DRT) under the RDB Act. It must ideally be decided within 180 days. Recent DRAT rulings show that restructuring talks cannot stall OA proceedings indefinitely. For bankers, the lesson is clear—keep the OA alive, maintain strong documentation, and…
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RBI Plans Crackdown on Favour Loans to Promoters and Directors
RBI’s new draft rules could stop banks from giving easy loans to their own promoters, directors, and group companies. The move means stricter board approvals, more transparency, and fewer chances of powerful insiders bending the rules. For the public, this could mean safer banks and fewer NPAs.
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Financial results of Banks September Q2 -FY2025
Public and private sector banks in India have started releasing their Q2 FY26 (September 2025) financial results. Check Net Profit, NPA, and other key details from each bank’s official reports. Download the results PDFs directly from the links provided in the tables below.
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Gold Rally 2025: Central Bank Buying Lifts Global Reserves Past 36,000 Tonnes
Gold surged near $3,900 per ounce in 2025, supported by central bank purchases and geopolitical uncertainty. The World Gold Council reported global official holdings at 36,359 tonnes in July 2025, with the U.S. leading at 8,133 tonnes. India, ranked 9th, added 3.8 tonnes this year, while China extended its buying streak past 2,300 tonnes.
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Gold Rate Today in India (INR) With Live Charts
Stay updated with the latest Gold Rate Today in India. Check live gold prices in INR per gram with real-time charts showing intraday moves and 30-day history. Powered by GoldBroker, these charts auto-refresh to help you track daily price trends and market changes instantly.
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Indian Bank Stock Analysis – 2 Oct 2025
Indian Bank closed at Rs.737.05 on October 1, down 1.81% for the day. The stock gained 12.41% in the past month and delivered a strong 39.83% return over the past year. It is trading close to its 52-week high of Rs.761.05 and well above the 52-week low of Rs.473.90. With a P/E ratio of 8.81…
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UCO Bank Stock Analysis – 2 Oct 2025
UCO Bank closed at Rs.30.62 on October 1, edging up 0.42% for the day. The stock gained 8.73% in the past month but dropped 36.31% over the past year. It is trading far below its 52-week high of Rs.52.00, though still above the 52-week low of Rs.26.81. With a P/E ratio of 15.55 and P/B…
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Indian Overseas Bank Stock Analysis – 2 Oct 2025
Indian Overseas Bank closed at Rs.39.56 on October 1, almost flat with a 0.05% gain for the day. The stock posted a 3.56% return in the past month but declined sharply by 31.23% over the past year. It is trading far below its 52-week high of Rs.59.94, but still above the 52-week low of Rs.33.50.…
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ICICI Bank Stock Analysis – 2 Oct 2025
ICICI Bank closed at Rs.1,372.00 on October 1, up 1.78% for the day. The stock slipped 2.17% over the past month but delivered a 7.65% return in the past year. It is trading below its 52-week high of Rs.1,500.00 yet comfortably above the 52-week low of Rs.1,186.00. With a P/E ratio of 19.19 and P/B…
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Axis Bank Stock Analysis – 2 Oct 2025
Axis Bank closed at Rs.1,159.50 on October 1, rising 2.46% in the session. The stock gained 10.20% in the past month but declined 5.47% over the past year. It is trading below its 52-week high of Rs.1,247.00 yet above the 52-week low of Rs.933.50. With a P/E ratio of 12.82 and P/B of 1.91, Axis…