Author: admin@thebankingtimes.in
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Foreign Traders with Rupee Accounts Can Now Invest in Indian Company Bonds and Papers, Says RBI
The Reserve Bank of India has allowed surplus rupee balances held in Special Rupee Vostro Accounts (SRVAs) to be invested in corporate debt instruments. Under the new circular, SRVA holders can now deploy funds in non-convertible debentures, bonds, and commercial papers issued by Indian companies, widening avenues beyond government securities.
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State Bank of India Stock Analysis – 4 Oct 2025
SBI shares closed at Rs. 867.30, near their 52-week high, with 7.46% monthly and 9.21% yearly gains. Technicals remain moderately bullish, though high MFI signals short-term overbought risk.
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Bank of Baroda Stock Analysis – 4 Oct 2025
Bank of Baroda shares closed at Rs. 263.95, near their 52-week high, with a 9.23% monthly gain. Technicals show bullish momentum, but RSI and MFI indicate overbought levels. Long-term valuation remains attractive with a low PE and PB ratio.
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HDFC Bank Reports Strong Q2 FY2025 Performance with 9% Growth in Advances and 15% Surge in Deposits
HDFC Bank delivered solid results in the September 2025 quarter, posting 9% growth in advances and 15.1% rise in deposits. CASA and time deposits also recorded healthy gains.
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Kotak Mahindra Bank Reports Provisional Q2 FY26 Results with 15.8% YoY Advances Growth
Kotak Mahindra Bank posted its provisional business update for Q2 FY26, with deposits rising 14.6% YoY to Rs.5.28 lakh crore and net advances up 15.8% YoY to Rs.4.62 lakh crore. CASA balances also improved 11.2% YoY. Figures are provisional and subject to statutory auditors’ review.
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Union Finance Minister Launches “Aapki Punji, Aapka Adhikar” Campaign to Settle Unclaimed Assets
Union Finance Minister Nirmala Sitharaman inaugurated the nationwide ‘Aapki Punji Aapka Adhikar’ campaign in Gandhinagar, Gujarat.The initiative is designed to ensure faster settlement of unclaimed financial assets across different segments of the financial system.
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Dearness Allowance (DA) for PSU Employees Fixed at 51.80% for Q3 2025–26
The DA rate for PSU employees has been revised to 51.80% for October–December 2025, up from 49.00% in the previous quarter. Based on CPI-IW data released by the Ministry of Labour and Employment, this hike reflects a 2.80% increase, boosting employee pay packets.
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Bank of Baroda Car Loan — Interest Rates, Charges & Eligibility
Bank of Baroda car loans provide up to 90% financing of the on-road price with tenure up to 84 months. Interest rates start from 8.15% (floating) and 8.65% (fixed), with concessions for customers opting for Group Credit Life Insurance. Processing fees start at Rs. 1,500 + GST, and eligibility is based on repayment capacity.
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Car Loan Interest Rates 2025: Lowest to Highest Comparison
Planning to buy a car in 2025? Compare car loan interest rates across leading banks before applying. UCO Bank offers the lowest rate at 7.60% p.a., followed by Bank of Maharashtra at 7.70% and Indian Bank at 7.75%. Premium private banks like HDFC, ICICI, and IDFC First start above 9%. See the full list of…
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Split Jurisdiction in Debt Recovery Cases: Why DRAT Prefers One Tribunal
Split jurisdiction arises when different parts of the same loan dispute are heard in separate DRTs, creating delays and risking conflicting orders. Recent DRAT rulings stress consolidation—especially in high-value cases above ₹100 crore—so that both recovery and SARFAESI applications are decided by a single tribunal for consistency and faster outcomes.