Author: admin@thebankingtimes.in
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HDFC Bank customers: Big news! These online services, including UPI, will be closed for two days in December – here’s why.
HDFC Bank UPI Downtime Alert: If you’re an HDFC Bank customer, there’s big news for you. In December, the country’s largest private bank, HDFC Bank, will shut down online services, including its UPI service, for two days. This means no transactions will be possible. Services will be down on these two dates HDFC Bank has…
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From ₹3.30 to ₹90: How the Indian Rupee Weakened Against the US Dollar Over 78 Years
The Indian rupee has depreciated steadily from ₹3.30 per USD in 1947 to about ₹90 in 2025, reflecting decades of economic transformation, rising import dependency, global financial pressures, inflation cycles, and the strengthening of the US dollar. This long-term trend highlights India’s evolving role in global trade—bringing both opportunities and challenges.
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Never Share Your Bank Account With Friends: Puducherry College Students Caught in ₹90-Crore Cyber Scam
Students shared their bank accounts with a friend for “easy money” — and ended up in the middle of a ₹90-crore cyber scam. Police say: never share your bank account with anyone.
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Why Banks Freeze Accounts: Real Case, Legal Rules & How to Unfreeze
Bank account freezes have become increasingly common as police track cybercrime and suspicious transactions. This article explains why accounts are frozen, how to remove a freeze legally, and what Indian laws govern the process—with a real example from an everyday shopkeeper.
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Bank Account Frozen by Cyber Cell? Here Are the Best Legal Ways to Unfreeze It
If your bank account has been frozen by the Cyber Cell due to suspected fraud or mistaken identity, you can legally unfreeze it through proper documentation, written representation, and, if needed, court orders. Here’s the complete process.
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Missed EMI? RBI Proposes Faster CIBIL Updates & Penalties for Wrong Reporting
The RBI has proposed major reforms to India’s credit reporting system, reducing update timelines from weeks to just seven days. The move introduces penalties for incorrect or delayed reporting and ensures faster EMI reflection in CIBIL, helping borrowers get quicker approvals and fairer loan terms.
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Post-Dated Cheques for Loans: Full Guide to Purpose, EMI Backup & Cheque Bounce Actions
Post-dated cheques (PDCs) play a crucial role in loan repayments, acting as both a backup EMI mechanism and a legal safeguard for banks. This article explains why lenders collect PDCs, how they use them during EMI failures, and what happens when these cheques bounce— including penalties, legal notices, and possible court action. Real loan examples…
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RBI Adds 7 New Unauthorised Forex Trading Platforms to Updated Alert List
The Reserve Bank of India (RBI) has updated its Alert List by adding seven more unauthorised forex trading platforms, warning users not to trade or invest through them. The newly added entities include Starnet FX, CapPlace, Mirrox, Fusion Markets, Trive, NXG Markets, and Nord FX.
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State Bank of India Stock Analysis – 29 Nov 2025
SBI gained mildly in today’s session, closing around Rs. 979 with a 1-day rise of about 0.63%. The stock moved between Rs. 973 and Rs. 983 during the day, showing stable intraday momentum.
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Invesco India Consumption Fund NFO: Should You Invest in India’s Growing Consumer Story?
The Invesco India Consumption Fund (Direct – Growth) NFO opens on October 3, 2025, and closes on October 17, 2025. Tracking the NIFTY India Consumption TRI, this thematic fund gives investors exposure to India’s rising consumer demand through an index-based strategy. Minimum investment starts at just ₹1,000, but remember, it carries a Very High risk…