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As part of Azadi Ka Amrit Mahotsav, the Government of India’s flagship social security scheme, Atal Pension Yojana (APY), has crossed a historic milestone—surpassing 8 crore total gross enrolments since its inception. In the current financial year 2025–26 alone, over 39 lakh new subscribers have joined the scheme.
Launched on May 9, 2015, APY completes 10 successful years of empowering unorganized sector workers with financial security in their old age. The scheme is administered by the Pension Fund Regulatory and Development Authority (PFRDA).
APY: Security for All
The Atal Pension Yojana is a voluntary and contributory pension scheme aimed at economically weaker sections, the underprivileged, and those working in the unorganized sector. It offers a guaranteed monthly pension of Rs. 1,000 to Rs. 5,000 starting at age 60. After the subscriber’s demise, the same pension continues for the spouse, and on the death of both, the accumulated corpus is paid to the nominee.
Only individuals aged 18 to 40 years who are not income tax payers are eligible to enroll.
A Decade of Growth and Awareness
The scheme’s success is attributed to the tireless efforts of banks, the Department of Posts, SLBCs/UTLBCs, and continuous support from the Government of India. The PFRDA has played a key role in expanding outreach through training programs, multilingual brochures, media campaigns, and reviews.
Towards Universal Social Security
With over 8 crore enrolments and rising, APY reflects the Government’s commitment to building a comprehensive social security net for every citizen. It stands as a shining example of “Sampurna Suraksha Kavach” – ensuring dignity and financial independence during retirement.
