Synopsis: A 32-year-old pilot from Mumbai fell victim to cyber fraud, losing Rs. 4.91 lakh after hackers accessed his HDFC Bank debit card and siphoned the amount through an online transaction. The case highlights the rising threat of digital banking frauds despite not sharing OTPs or banking details.
Mumbai: In yet another alarming case of cyber fraud, a 32-year-old pilot from Ghatkopar East, Dharav Nilesh Gosalia, lost nearly Rs. 4.91 lakh after cybercriminals allegedly stole confidential details of his HDFC Bank debit card and executed an unauthorized online transaction.
The incident: According to police reports, the fraudulent transfer took place in the early hours of October 3, 2025, around 1:37 AM. The stolen amount of Rs. 4,91,986 was debited from Gosalia’s savings account maintained at the HDFC Bank branch in Gurugram, Haryana.
How it happened: Despite not sharing his OTP or banking credentials, Gosalia received an OTP notification on his mobile during the transaction. Shocked by the debit, he immediately contacted HDFC Bank’s customer care to report the fraud and later lodged a formal complaint.
Complaint & action taken: Gosalia reported the incident through the National Cybercrime Helpline (1930) and also sent a detailed complaint to Pantnagar Police Station via email. Police confirmed that the criminals had gained access to both his debit card and account details to execute the transfer.
Investigation: A case has been registered under the Bharatiya Nyaya Sanhita (BNS) and the Information Technology (IT) Act. Officials are currently tracking the bank accounts into which the stolen money was routed, while efforts are underway to trace the culprits.
Key Pointers:
- Victim: 32-year-old pilot from Ghatkopar East, Mumbai.
- Loss: Rs. 4,91,986 stolen via unauthorized online transfer.
- Bank: HDFC Bank (branch in Gurugram, Haryana).
- OTP alert received, but no credentials were shared.
- Complaint filed with Cyber Helpline 1930 & Pantnagar Police.
- Case registered under BNS & IT Act; probe ongoing.
Note: Rising digital fraud cases highlight the importance of secure banking practices. Experts advise customers to immediately report suspicious OTPs, monitor account activity regularly, and use official helplines in case of fraud.
Leave a Reply