Key Highlights
- Fake website https://policyholdergov.org mimics IRDAI’s official portal.
- Fraudulent site misuses government and IRDAI logos.
- Tries to collect premium payments and personal details from policyholders.
- IRDAI clarifies it does not collect premiums on its official site.
- Public advised to use https://policyholder.gov.in only.
- Legal and cybersecurity action initiated against perpetrators.
Fraudulent Website Alert
The Insurance Regulatory and Development Authority of India (IRDAI) has warned consumers about a fraudulent website, https://policyholdergov.org, which is pretending to be its official consumer portal. The site attempts to trick users into making premium payments and sharing sensitive details.
Technical Background
- Unauthorized use of IRDAI and government logos to appear genuine.
- Fake premium collection system embedded into the site.
- Hidden mechanisms to steal personal and financial information.
Public Advisory
IRDAI has urged citizens to:
- Avoid logging into https://policyholdergov.org.
- Do not share personal or financial information on suspicious portals.
- Use only the official website https://policyholder.gov.in for authentic information.
The case has been escalated to cybersecurity and law enforcement agencies for immediate action.
Legal and Cybersecurity Implications
Cybercrime expert Professor Triveni Singh emphasized that such fraudulent websites compromise personal data and create risks of larger cybercrimes. He called IRDAI’s timely alert a vital step in regulatory vigilance.
IRDAI reminded the public that all claims and premium payments happen directly with insurance companies, not through its portal. Engaging with the fake site amounts to financial fraud and a violation of cyber laws. Legal proceedings will follow against the culprits.
Note: IRDAI advises policyholders to stay vigilant, trust only official government portals, and report any suspicious activity to authorities immediately.
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